Financial Literacy Programs

Money Smart

Money Smart is a financial education curriculum designed to help adults enhance tFrheir money skills and create positive banking relationships. The primary target audiences are low and moderate income adults, including those who do not have bank accounts and immigrants; and middle income adults with limited financial savvy.  This is a six weeks program and is at no cost.

Topics include

  • Bank Services
  • Creating a Budget
  • Credit
  • Credit Cards
  • Credit Reports
  • Identity Theft
  • Interest
  • Investments
  • Loans
  • The process of opening a checking and/or savings account, and
  • The process of purchasing your own home.

From the Classroom to the Real World

The Welcome to the Real World! program consists of two parts: financial education and a real-world expenditure decision-making opportunity. Welcome to the Real World! is an active, hands-on activity that includes career and money management fact sheets and gives young people the opportunity to explore careers and make lifestyle and spending choices similar to those adults face. In this simulation of the real world, participants assume that they have completed basic educational requirements for their chosen careers and are single and 25 years of age. They live on their own and are independent, with no financial support from family or others. The participants will select a potential career or occupation that they would like to pursue in the future. After they choose an occupation, they receive a monthly salary for that occupation. They then proceed through the Real World activity, deducting taxes, determining a savings amount, paying a student loan, if applicable, and spending their “salary” on the necessary and other items that reflect the career and lifestyle they have chosen.

These program is at no cost.  Please contact our office for more information.

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